There are lots of reasons people call on Apple Capital Appraisers

Each year, thousands of people in Washington purchase, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. And while there are a growing number of automated home valuation methods that may appear to be more cost-effective than an appraisal, the majority of lenders still need a local expert because the stakes are very high. But is getting a mortgage the only reason to get an appraisal? Are there more situations when the services of a certified, independent real estate professional might come in handy? Of course.


	For real estate appraisals in Wenatchee and Chelan County, it's easiest when your order online from Apple Capital Appraisers, just click here.

Let Apple Capital Appraisers help you challenge your tax assessment in Chelan County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Apple Capital Appraisers is your best evidence. At Apple Capital Appraisers,we can assist you in challenging your tax assessment.

Eliminating PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask home buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Apple Capital Appraisers will give you a statement regarding the value of your home. The cost of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a particularly traumatic event for both parties, and it is often further complicated by the challenging decision of who gets the home. It's a good idea to order an appraisal from Apple Capital Appraisers so both parties are completely aware of the true market value of their home, regardless of the situation.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Apple Capital Appraisers can assist you in relocating to or from Chelan County

Moving due to a job change is a stressful event, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive process, we encourage employees that are moving to provide input on the positive features of their property, along with information regarding any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Apple Capital Appraisers

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value we report, but rather they depend on our efforts to finish the appraisal.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.